Get started with no obligation! There are a variety of reasons that your credit score may be damaged. It may be from inaccurate reporting, identity theft, or trouble paying bills. Whatever the cause, repairing your credit is one of the best investments you can make.
Choose CreditNowUSA to fix your credit and regain your security and confidence. We provide not only credit repair, but also important financial advice to give you a brighter future.
Compare Credit Repair Services Now!
What is Credit Repair?
Credit repair is a method to remove inaccurate or questionable items from your credit report. Various items affecting your credit history can be collections, late payments, bankruptcies, repossessions, foreclosures, judgments, charge offs, etc. If you thoroughly look over your credit report from any of the three national credit bureaus, you can see fine print specifying the simple rules to maintain a good credit score.Even with rules and methods clearly written, there are complicated laws involved in correcting your score. Several federal acts have been put in to law that specify the right to dispute unverifiable items on the report, but credit card companies have made an equal effort to complicate the system as much as possible. Unfortunately, it is in their best interest for you to have a low score so that they can charge higher interest rates.
Repairing your credit is a good decision.
CreditNowUSA will work hard to remove negative items from your record, restore your score, and keep it rising. This will allow you to receive lower interest rates, save money, make it easier to pay bills on time, etc. On their own, these results will inevitably increase your credit score even more! We will help you achieve your optimal credit score with a successful process that is easy, fast, personal, and effective. Our expert lawyers will use their experience and perseverance to delete negative items. We know all of the tactics that will quickly improve your credit.
The U.S. Public Interest Research Group claims 79% of credit reports contain errors, and 25% are serious enough for a denial of loans, decent interest rates, housing, and jobs.
There are many opportunities for human error to occur during credit reporting. For instance, data entry is consistently required in the reporting process and mistakes are inevitable. Depending on the company, unchecked data entry has an accuracy of 93–97%, so every time your information is touched there is a 3–7% chance of a mistake. CreditNowUSA is here to fight against these mistakes and to fix them.
Perfect candidates for our professional services:
- You have a steady income, but were forced to foreclose
- Your business venture failed and you had to file for bankruptcy
- You couldn’t make your expensive home or car payments in full
- You are stuck with large medical bills from an emergency or illness
- You moved because of a great job opportunity but couldn’t sell your home in time, thus causing you to pay two mortgages
Did you outdo yourself by purchasing an expensive car or property that you couldn’t quite afford? Did you unfortunately lose your job? These events happen all of the time, especially recently with the subprime debacle. Once you get stuck in a situation where you are not able to make your payments on time it can seriously damage your credit. CreditNowUSA is serious about bringing your credit back to life.
Want that shiny new car?

With bad credit you may not be able to take out an auto loan. If you are approved for the loan, you may have to provide a down payment of up to 50% the cost of the car, and your interest rate may be as high as 26%. But with better credit your interest rate could be a mild 5%. Spending less on interest lets you spend more on a nicer car. Check out these two credit scenarios:
- Purchase price = $10,000
- Interest rate = 5.00%
- Loan term = 60 months
- Monthly payment = $188.71
- Total cost of vehicle = $11,323
- Purchase price = $10,000
- Interest rate = 20.00%
- Loan term = 60 months
- Monthly payment = $264.94
- Total cost of vehicle = $15,896
Why choose CreditNowUSA?
CreditNowUSA will connect you with attorneys who are experts in credit related laws. They understand the complications associated with the repairing process, and help you substantiate all disputes adequately before sending them to the credit bureaus to correct. CreditNowUSA will help ease your financial burden and not elevate it with obnoxious fees.
CreditNowUSA gives you the opportunity to cancel the service if its determined to be ineffective. Although, our credit repair professionals use their experience and expertise to effectively correct inaccurate negative items on your report. However, if they fail to do so we will return whole or partial fees charged for the repair process. We offer this guarantee because we are confident in our ability to raise your score.
Are you trying to purchase a new car or home?
These are large investments that require lending institutions to check your credit rating prior to approving you for a loan. Your credit rating not only determines if you will be given a loan, but also the interest rate you will be charged. Obtaining a better credit score with CreditNowUSA will continually save you money because of the lower rates you will receive on loans.
Why You Should Care About Credit Repair
If you’ve been watching the news recently then you know that although the economy is getting better, we still got a long way to go with respect to finances in general credit repair in particular. Of course, you may be wondering exactly what credit repair is why it has become so important. Put simply, this is the act of going through your credit report, looking at things that are questionable or unverifiable and getting them removed so that your report and your score are a lot cleaner.
Of course, you may be wondering why you should take the time to do something like this. After all, if you keep what credit cards you have completely paid off you should be fine right? Not necessarily, remember that your credit history doesn’t just contain whether you use a credit card or how much it balances. It covers an entire range of things such as items that are in collections, bankruptcies, whether or not you’ve lost a home, charge-offs, and judgments against you.
In short, it can get very complicated very quickly and this is just one reason why you should care about credit repair and what exactly is involved. Consider for a moment that credit as the subject has become somewhat simpler to understand with new laws being drafted by the current administration. However, credit card companies make their money on the amount of interest you pay and as such will still try to make things difficult for the average person to understand.
Something else to consider is that with a good credit rating, things such as getting that loan for the new car you want, getting approved for a mortgage, and even getting a job can be that much easier. So it does pay to keep an eye on not only your score but also various ways you can use credit repair to help get you back on track and keep you there. By using credit repair, you will be able to get not only loans when you need them but lower interest rates as well, which will make managing your overall finances that much simpler.
One thing to consider here of course when you’re considering any type of credit repair service is what would make you a good candidate. Generally speaking, anyone that has steady income but for whatever reason fell behind on bills, the mortgage, or payments would be a good candidate for this type of service.
One final thing to consider about credit repair is that it can be done quickly and efficiently and is also an excellent decision because a good credit rating allows you more options in terms of what you want to do, and how you want to do it.
Benefits of good credit:
- Never worry about showing your poor credit to employers or landlords
- Get more bang for your buck on your home or auto purchase
- Save hundreds by refinancing your mortgage or auto loan
- Set up utilities and cable accounts without a deposit
- Be approved for better interest rates on credit cards
- Enjoy the great loan rates and payments available