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Issue: #2

Thursday, June 2nd, 2011

Table of Contents

1. Credit Cards vs. Prepaid Cards
2. Different Types of Credit Cards
3. What to look for in Bankruptcy Lawyers
4. What Can a Good Bankruptcy Lawyer Do?
5. How Can You Get Bankruptcy Help?

1. Credit Cards vs. Prepaid Cards

Today we will discuss the advantages and disadvantages of credit cards vs prepaid cards, hopefully by the end of today’s discussion you will be able to make an informed decision about which option to choose.

Credit cards: Unlike prepaid cards, credit cards have a line of credit behind them. Typically you will be made an offer to accept a card in the mail, or you may decide to get a card by applying online. Many card companies also setup on college campuses and collect applicant data there. No matter how you get your card you will have an interest rate, if there is revolving credit... Read More

2. Different Types of Credit Cards

There are several different types of credit cards. Some cards offer you various rewards or cash back, while other cards will offer low interest or no annual fee. We will discuss some different varieties in today’s article.

Rewards Cards: These are some of the most popular types of credit cards as they offer you free things for using your card. A point system will be assigned to all your purchases, often there will be bonus points for certain purchases so keep an eye out for that... Read More

3. What to look for in Bankruptcy Lawyers

In today’s discussion we will give some advice as to what qualities to look for when seeking out a bankruptcy lawyer. It is important to note that I am operating under the assumption you have exhausted all of your other choices before looking to file. Remember, a bankruptcy can be very detrimental to your credit and by extension can be very problematic for you if you need to obtain a loan in the future. As for the lawyers themselves… Read More

4. What Can a Good Bankruptcy Lawyer Do?

Today we will be discussing what a good bankruptcy lawyer is able to do for you. Keep in mind their primary skill set is legal and not accounting or financial planning. They are able to advise you of any legal issues you may come into when filing, and they can also help you fill out all of your paperwork, but they can’t tell you if you should file or not, you should seek out financial planning assistance for that purpose. Financial planning services typically cover a much wider scope than simply whether or not to file, remember your goal is to get out of debt, and there may be other options available to you to that end. Read More

5. How Can You Get Bankruptcy Help?

If you are considering filing for bankruptcy, you should look into getting bankruptcy help. A quick Google search will bring up dozens of companies claiming to be able to assist you, but there are really only three categories of assistance that will do you any good. Remember, that your goal is to get help with your debts and if necessary get help with your bankruptcy, consider all of your options carefully before following the advice of any of these organizations, as well meaning as it may be. Read More

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