CreditNowUSA Icon
Your source for great auto insurance coverage
Menu

The fastest, easiest way to
insure your car.

Receive an inexpensive automobile insurance policy that does not substitute coverage for price. Your auto insurance research ends here as we have done the work for you and will match you with one of our professional partners.

Compare Auto Insurance Services Now!

Selecting the proper auto insurance policy.

When buying a new car or insuring your current automobile, it is important for you to select the proper auto insurance policy. All drivers in the United States are required by law to carry auto insurance. This law is in effect because being insured is vital to protecting you against fiscal losses due to any accidents involving damages to your vehicle or injuries to the passengers. There are also other risk factors, like damages from natural disasters, thefts, riots, or fires, which should be accounted for when choosing your insurance policy.

Taking into account these risk and coverage factors when selecting an insurance policy is important, and will save you time, effort, and money in the long run. Before finalizing a policy it is necessary to carefully check all of the terms and costs involved to be sure it fits your needs.

Factors that increase or decrease insurance rates.

  • Violations: A high volume of tickets for speeding, running red lights, or other traffic violations will cause insurance providers to increase your premiums. This includes car accidents, DUI or DWI convictions, and having an underage driver under your supervision. Rate increases vary from state to state and company to company.
  • Security Measures: Installing extra security features on your car allows insurance companies to provide additional discounts. This is because they will not have problems regarding theft since you already have your own means of protecting your car from theft.
  • Bundle Policies: If you or your household owns multiple vehicles, you may want to bundle them under one plan. Bundling your policies allows insurance companies to offer you lower prices than if you have separate plans for each individual vehicle.

Understanding your deductible.

A key factor in choosing an auto insurance policy is the deductible. A deductible is the portion of an insurance claim that you must pay before the insurance provider can cover the remainder. A $500 deductible, for instance, means that if you got into an accident and the damages totaled $5,000 you would be responsible for paying the first $500 out of pocket. The remaining $4,500 is taken care of by your insurance company.

If you select a policy with a low deductible, you will be required to pay a higher premium. Low deductible auto insurance policies are usually for people that don't get into major accidents.

Insurance policies with higher deductibles have lower premiums. A $1,000 deductible is much cheaper because you are burdened with paying the $1,000 before the provider will cover the remaining price.

Deductible amounts average around $300–$500. New trends show that the current economic conditions have caused deductible amounts to rise. When selecting an insurance policy be sure to carefully determine the best deductible amount for you.

Understanding important insurance terms.

Before deciding on an insurance policy you should research and understand terms such as Policy Basics, Medical Payment, Liability, Underinsured Motorist or Uninsured Motorist, Collision Coverage, Comprehensive Coverage, and Personal Injury Protection. If you don’t fully understand any of these terms ask for explanations from the professional insurance agent that we match you with. Understanding these terms, and what they mean to your policy, will help you to select the best plan.
The operator of this website is not the provider of the services/products.
This site will share the application information provided by the consumer with one or more providers.
This site will connect you to a cash advance lender based on your application.
Not all applicants will be connected to a provider, and not all applications will be approved by a provider.
CreditNowUSA cannot guarantee the amount of funds that may be extended if a lender approves the application.
*Not all lenders can provide up to $1,000. Consumer loan amounts vary bases on creditworthiness.
Lenders tend to provide upper range loan amounts to returning customers. Cash transfer time may vary between lenders.
Funds are not available until the next business day. Cash advances are not available in all states.
Lenders may undertake credit checks or otherwise verify the consumer’s social security number or other information.
If and when lenders preform credit checks they are ran via specialized credit bureaus.
Late payments of loans may result in additional fees or collection activities, or both.
Non-payment of credit could result in collection activities.
Each Lender has their own terms and conditions, please review their policies for further information.
Every Lender has its own renewal policy, which may differ from Lender to Lender. Please review your Lender’s renewal policy.
Please refer to our Privacy Policy for important information on the use of cookies.
By continuing to use this website, you agree to the Notices and Disclosures and the Privacy Policy.

© 2016 CreditNowUSA — All Rights Reserved
3172 North Rainbow Boulevard #1212 Las Vegas NV 89108